Hubtel Invests in Next Wave of Ghanaian Fintech Innovators
Quick Reads:
- Hubtel is the official technology partner for the 2026 MoMo Fintech Lab
- Programme spans Accra, Kumasi, and Tamale before a national demo day
- Ghana recorded 982 million mobile-money transactions worth GH¢518.4bn (~$47.44bn) in December 2025
- Communications minister Samuel Nartey George is calling for more patient capital for startups
Ghana’s fintech scene is getting a fresh boost, and Hubtel fintech innovators are at the centre of it. The digital payments company has officially partnered with Mobile Money Fintech Limited (MMFL) as technology partner for the 2026 MoMo Fintech Lab, a three-month programme designed to help emerging local startups turn bright ideas into real, scalable products.
The initiative was launched at the Accra Marriott Hotel and will run across three cities, Accra, Kumasi, and Tamale, combining hackathons, mentorship sessions, and hands-on incubation before wrapping up with a national demo day where the top innovators get to showcase their work.
The timing isn’t random. Ghana’s mobile-money space is booming, with Bank of Ghana figures showing 982 million transactions processed in December 2025 alone, worth a staggering GH¢518.4 billion, roughly $47.44 billion. That kind of volume is exactly why backing homegrown fintech talent now matters so much.
Nana Owusu-Marfo, Hubtel’s head of brand and user experience, said the company plans to lean on its own operational experience to help participants convert their concepts into solutions that can actually survive contact with the real market, not just impress a pitch panel.
Samuel Nartey George, Ghana’s minister for communication, digital technology and innovation, backed the effort too, stressing that startups need more than mentorship, they need patient capital that can carry them through the shaky early growth years.
What makes this programme stand out is its reach beyond the capital. By pushing into Kumasi and Tamale, organisers are hoping to level the playing field for regional innovators who don’t always get direct access to industry networks and funding conversations that tend to cluster around Accra.
Shaibu Haruna, CEO of MMFL, described the lab as a long-term investment in Ghana’s fintech ecosystem, aimed at nurturing an inclusive digital economy rather than a one-off showcase event.
If it delivers on its promise, the MoMo Fintech Lab could become one of the more meaningful pipelines for homegrown fintech solutions in West Africa, solutions built by Ghanaians, for Ghanaian businesses and consumers.
